RGC Holdings - maintains this website as a service to clients and business associates. We invite you to browse through our pages and download and copy materials for your personal use only. Information and documents provided on this website are provided "as is" without warranty of any kind, either express or implied. RGC Holdings uses reasonable efforts to include accurate and up-to-date information on this website; it does not, however, make any warranties or representations as to its accuracy or completeness. RGC Holdings periodically adds changes, improves, or updates the information and documents on this website without notice. RGC Holdings assumes no liability or responsibility for any errors or omissions in the content of our website. Your use of this website is at your own risk. Under no circumstances and under no legal theory shall RGC Holdings, or any other party involved in creating, producing, or delivering this website's contents be liable to you or any other person for any indirect,

direct, special, incidental, or consequential damages arising from your access to, or use of, this website. LINKS TO THIRD PARTY SITES - This website contains links to third-party websites. The linked sites are not under the control of RGC Holdings, and is therefore not responsible for the contents of any linked site or any link contained in a linked site. RGC Holdings is providing these links only as a convenience, and the inclusion of a link does not imply endorsement of the linked site by RGC Holdings.